For mortgage loan officers
Close the clients
you used to decline.
LeVrage reads the tri-merge, finds the exact moves that lift a score past approval, and structures the file — right inside your pipeline. Qualify, fix, process.
No per-seat or per-file fees · Works inside Encompass · MISMO 3.4 export
From $67/mo for founding members — locked forever. No long-term contract.
DTI + 1 collection
38 days
The LeVrage loop
Move the pivot,
not the goalposts.
Qualify
Drop the tri-merge. The Decision Engine flags every barrier between this borrower and an approval — instantly.
Fix
The Score Simulator ranks the exact moves — payoffs, disputes, tradelines — by points gained per dollar. No guessing.
Process
Structure the deal, run income, export MISMO 3.4. The file leaves LeVrage ready to submit.
Try it yourself — no signup
Watch a decline become a deal.
Toggle the moves LeVrage would recommend. Watch the score climb and the loan flip.
Approval threshold: 620
Illustrative point values. The real engine models your borrower's actual tri-merge.
Everything between "declined" and "cleared to close."
Credit Decision Engine
Reads the tri-merge and surfaces every approval barrier in seconds.
Score Simulator
Models payoffs, disputes, and tradelines by points gained per dollar.
Income Calculators
W-2, self-employed, and rental — agency-correct math, every time.
Scenario Engine
Structure the deal and export a clean MISMO 3.4 file straight into your LOS.
Dispute Letters
Generated and ready to send — no templates to hunt down.
Per-LO Isolation
Your borrowers, your workspace. Private by default.
On the desk or in your pocket
Your whole pipeline,
anywhere you are.
Pull a decision between showings. Fire off a dispute letter from the car. LeVrage runs the same qualify → fix → process loop on web and phone.
- Snap a tri-merge, get a decision on the spot
- Push borrower next-steps as notifications
- Everything syncs with your desktop pipeline
One price. The whole platform.
Standard
$97/mo
Full access to every LeVrage tool.
- Credit Decision Engine + simulator
- All income & scenario calculators
- MISMO 3.4 export
- Dispute letters & client workspace
- Private, per-LO data isolation
Founding · invite only
Founding Member
$67/mo
Locked for life — your rate never goes up, no matter where pricing goes.
- Everything in Standard
- $67/mo locked forever, even as pricing rises
- Early access to new tools
- Direct line on feature requests
- Invite code required at activation
Stop declining loans you could close.
Start your free trial and run your next tough file through LeVrage today.
LeVrage is a workflow and analysis tool for licensed mortgage professionals. It does not provide credit repair services to consumers, and it is not a consumer-facing product. Loan officers remain responsible for compliance with all applicable federal and state regulations, including FCRA and CROA, in their use of the platform.